Future Value Calculator

What will my savings grow to?

How to use

  1. Enter your values in the fields above.
  2. Press Calculate to see your result instantly.
  3. Use the Share button to copy a link to your result.

About this calculator

This calculator projects what a savings or investment plan will grow to by compounding an initial lump sum plus regular monthly contributions at a given annual return rate over a chosen number of years, showing how compounding causes growth to accelerate the longer money stays invested.

It is used by people planning retirement savings, a house down payment or a college fund who want to see whether their current contribution rate gets them to a target amount, and to compare scenarios — like increasing the monthly deposit or extending the timeline — to see which lever moves the outcome the most.

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