OnceHesap

Sinking Fund Calculator

Calculate the periodic payment required to grow your savings to a target amount.

How to use

  1. Enter your values in the fields above.
  2. Press Calculate to see your result instantly.
  3. Use the Share button to copy a link to your result.

About this calculator

This calculator works out the regular deposit — the sinking fund payment — needed to reach a savings goal by a target date at a given interest rate, using the formula PMT = FV × r / ((1+r)ⁿ − 1), the mirror image of a standard annuity payment formula.

Companies use sinking funds to set aside money for future bond repayments or equipment replacement, and individuals use the same math to plan regular deposits toward a known future expense like a large purchase or a balloon payment. Enter the target amount, interest rate and number of periods to get the required deposit.

Was this helpful?

Comments (0)

  • Be the first to comment.

Popular calculators

Loan Calculator

Monthly payment, total interest and full amortization schedule.

Percentage Calculator

Percent change, percent of, and ratio calculations.

Discount Calculator

Calculate final price, savings, and discount amount.

BMI Calculator

Body mass index from height and weight (metric or imperial).

Age Calculator

Compute your exact age in years, months and days from a birth date.

Compound Interest Calculator

Calculate the final amount and interest earned with compounding.

All Calculators