Startup Costs Calculator

About this calculator

The calculator sums the major one-time launch expense categories — equipment and fixtures, opening inventory, legal and licensing fees, initial marketing, and a catch-all for everything else — into a single total launch capital figure, the number most business plans and lenders want to see before a single dollar of revenue comes in.

Aspiring founders use it to build the startup-cost section of a business plan or SBA loan application, and it's also the standard first step in figuring out how much personal savings, investor capital, or small-business loan is actually needed before opening day, since underestimating this number is one of the most common reasons new businesses run out of cash early.