Business Loan Calculator
Estimate the monthly payment and full cost of financing your business.
Result
How to use
- Enter your values in the fields above.
- Press Calculate to see your result instantly.
- Use the Share button to copy a link to your result.
About this calculator
A business loan calculator applies the standard amortized-loan payment formula to a principal amount, interest rate and term, then layers on origination fees — an upfront charge lenders deduct from the disbursed amount or add to the balance, commonly 1-6% of the loan for term loans and SBA loans.
Small business owners use this before signing financing to compare the true, all-in cost of different loan offers, since two loans with the same headline interest rate can have very different total costs once origination fees, and in some cases the difference between stated interest rate and the effective APR, are accounted for — a distinction lenders are not always required to surface prominently.
Enter your loan amount, interest rate, term and any origination fee, and this calculator returns your monthly payment, total interest paid over the life of the loan, and the total cost of financing including fees.
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