Continuous Compound Interest Calculator

Enter the principal, annual rate and number of years to get the continuously compounded future value and interest.

How to use

  1. Enter your values in the fields above.
  2. Press Calculate to see your result instantly.
  3. Use the Share button to copy a link to your result.

About this calculator

Continuous compounding is the theoretical limit of compound interest as the number of compounding periods per year approaches infinity — instead of compounding monthly, daily, or even hourly, interest is added constantly. The result is described by the formula A = P·e^(rt), where P is the principal, r the annual interest rate, t the time in years, and e is Euler's number (≈2.71828).

While no real bank account compounds truly continuously, the formula is a cornerstone of financial mathematics — it's the limiting case used to price options (in the Black-Scholes model), model population and radioactive decay, and set the theoretical ceiling on how much a given nominal rate can actually earn. This calculator lets you compare that continuous limit against ordinary periodic compounding to see how close daily or monthly compounding already gets to it.

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