Property Appreciation Calculator

About this calculator

Real estate values typically grow the same way compound interest does: each year's growth applies to the previous year's already-grown value, not just the original price. That's captured by the compound appreciation formula: future value = current value × (1 + rate/100)^years.

This is the standard back-of-envelope model real estate investors, homeowners, and mortgage lenders use to project what a property might be worth years from now given a historical or assumed annual appreciation rate — useful for comparing a home purchase to renting, estimating future equity, or sanity-checking a listing agent's growth projections, though actual markets fluctuate rather than growing at a smooth constant rate.